Every year, thousands of workers across the United States suffer disabling injuries that prevent them from working and providing a living for themselves and their families. Fortunately, employees in Florida should be relieved to know that they can take advantage of workers’ compensation insurance to provide them with wage-loss benefits as well as medical coverage in the event that they are injured on the job. Here are the basic types of injuries that are covered under workers’ compensation.
Physical and mental
For the most part, any physical injuries that occurred while a worker was performing his or her job duties will be covered under workers’ comp. These include things like loss of hearing caused by the workplace environment and even repetitive injuries such as carpal tunnel. If an employee has a preexisting condition that is aggravated or accelerated by the workplace environment, the affected worker will usually be able to get workers’ compensation.
Also, if a worker is injured while on a lunch break or any work-sponsored activity, the injury would qualify for benefits. For office workers, even though their jobs are less physical, their duties can still be very stressful. Work-related stress or escalating job duties can induce mental strain and psychological injuries. In many states, workers who develop disabling mental conditions brought on by the demands of their job can get workers’ compensation benefits.
Where to get help
Workers’ compensation insurance offers security and protection for Florida employees and their families. However, filing for workers’ compensation can be a confusing process. Those who have questions about workers’ compensation benefits could get help by meeting with a knowledgeable legal professional who can answer questions and provide much-needed guidance.